What closing costs are negotiable with the seller in a buyer market and which ones must I pay myself
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What closing costs are negotiable with the seller in a buyer market and which ones must I pay myself
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 conventional mortgage seller concessions limits Fannie Mae Freddie Mac FHA VA seller paid closing costs 2026 Google ↗
Virginia homebuyer closing costs seller pays negotiable customary seller concessions title settlement fees Virginia 2026 Google ↗
- Interested Party Contributions (IPCs) · guide-selling.fanniemae.com
- Selling Guide_4.22.2026 · singlefamily.fanniemae.com
- VA Loan Closing Costs and Fees · valoans.com
- Seller Concession Limits in 2026: How Much Can a Seller Pay Toward Closing Costs? · realcostreport.com
- VIRGINIA REALTORS® CONTRACT COMPARISON CHART · virginiarealtors.org
- Average closing costs in Virginia: What buyers pay today · rocketmortgage.com
- Closing Cost Calculator for Virginia Sellers and Buyers (2026) · amnovahomes.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 conventional mortgage seller concessions limits Fannie Mae Freddie Mac FHA VA seller paid closing costs 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Virginia homebuyer closing costs seller pays negotiable customary seller concessions title settlement fees Virginia 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |