Are debt settlement companies a scam compared to legitimate bankruptcy attorneys when you have zero savings left after graduation?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are debt settlement companies a scam compared to legitimate bankruptcy attorneys when you have zero savings left after graduation?
4 real searches · 1 real-search pass
FTC debt relief companies upfront fees debt settlement risks officialGoogle ↗
OBSERVEDComparison
US Courts bankruptcy automatic stay Chapter 7 means test officialGoogle ↗
OBSERVEDComparison
Illinois bankruptcy legal aid free consultation low income legal assistance officialGoogle ↗
OBSERVEDYes / no
CFPB debt settlement risks stop paying creditors officialGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (4)
Classes come from the query-classifier (a local Laya model). 4 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT4 real searches · gpt-6
FTC debt relief companies upfront fees debt settlement risks official Google ↗
US Courts bankruptcy automatic stay Chapter 7 means test official Google ↗
Illinois bankruptcy legal aid free consultation low income legal assistance official Google ↗
CFPB debt settlement risks stop paying creditors official Google ↗
- What is a debt relief program and how do I know if I should use one? · consumerfinance.gov
- What is the difference between credit counseling and debt settlement, debt consolidation, or credit repair? · consumerfinance.gov
- How To Get Started · pslegal.org
- Aid Programs | Northern District of Illinois · ilnb.uscourts.gov
Queries
4 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FTC debt relief companies upfront fees debt settlement risks official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
US Courts bankruptcy automatic stay Chapter 7 means test official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Illinois bankruptcy legal aid free consultation low income legal assistance official OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
CFPB debt settlement risks stop paying creditors official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |