Are pre existing condition clause exclusions more forgiving on a group policy through my employer or a private plan from New York Life?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are pre existing condition clause exclusions more forgiving on a group policy through my employer or a private plan from New York Life?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
New York insurance pre-existing condition exclusion employer group disability insurance individual disability policy New York Life Google ↗
New York ACA health insurance pre-existing condition exclusions employer group individual plans Google ↗
- NYS Open Legislation · nysenate.gov
- Insurance Circular Letter No. 14 (2007): Pre-existing condition provisions in group and blanket disability policies · dfs.ny.gov
- Individual Disability Insurance | Private Disability Insurance · newyorklife.com
- Disability Claim Policies & Procedures · newyorklife.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
New York insurance pre-existing condition exclusion employer group disability insurance individual disability policy New York Life OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
New York ACA health insurance pre-existing condition exclusions employer group individual plans OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |