Real ChatGPT answer · index seedxPSINQlh6lIcompleteFinance and banking · retirement accountscommercial
How do I choose between a traditional SEP IRA and a Roth individual retirement account when my company has unpredictable seasonal revenue?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I choose between a traditional SEP IRA and a Roth individual retirement account when my company has unpredictable seasonal revenue?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS 2026 SEP IRA contribution limits Roth IRA contribution limits income phase out 2026 Google ↗
IRS SEP IRA contribution rules self-employed employees contribution deadline Roth IRA withdrawal contributions rules Google ↗
- COLA increases for dollar limitations on benefits and contributions · irs.gov
- Publication 590-A (2025), Contributions to Individual Retirement Arrangements (IRAs) · irs.gov
- SEP contribution limits (including grandfathered SARSEPs) · irs.gov
- Simplified Employee Pension plan (SEP) · irs.gov
- Retirement plans: FAQs regarding SEPs · irs.gov
- Retirement plans: FAQs regarding SEPs · irs.gov
- Publication 560 (2025), Retirement Plans for Small Business · irs.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS 2026 SEP IRA contribution limits Roth IRA contribution limits income phase out 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS SEP IRA contribution rules self-employed employees contribution deadline Roth IRA withdrawal contributions rules OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |