Real ChatGPT answer · index seedxPSINQlh6lIcompleteFinance and banking · retirement accountscommercial

How do I choose between a traditional SEP IRA and a Roth individual retirement account when my company has unpredictable seasonal revenue?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do I choose between a traditional SEP IRA and a Roth individual retirement account when my company has unpredictable seasonal revenue?
2 real searches · 1 real-search pass
IRS 2026 SEP IRA contribution limits Roth IRA contribution limits income phase out 2026Google ↗
OBSERVEDReason
IRS SEP IRA contribution rules self-employed employees contribution deadline Roth IRA withdrawal contributions rulesGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
IRS 2026 SEP IRA contribution limits Roth IRA contribution limits income phase out 2026 Google ↗
IRS SEP IRA contribution rules self-employed employees contribution deadline Roth IRA withdrawal contributions rules Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS 2026 SEP IRA contribution limits Roth IRA contribution limits income phase out 2026
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
IRS SEP IRA contribution rules self-employed employees contribution deadline Roth IRA withdrawal contributions rules
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1