Why are average annual premium costs rising so fast for home insurance policies across the country over the last twelve months?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why are average annual premium costs rising so fast for home insurance policies across the country over the last twelve months?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
U.S. homeowners insurance premiums 2026 annual increase last 12 months causes rates industry data Google ↗
2026 homeowners insurance market trends reinsurance catastrophe losses rebuilding costs United States Google ↗
- The Evolving US Homeowners Insurance Market: Four Major Trends and What We Know About Them · rff.org
- Measures of inflation misalign with pricier home insurance · dallasfed.org
- NerdWallet Home Insurance Rates Report (2026) · nerdwallet.com
- Homeowners Insurance: Premiums Generally Tracked Inflation but Rose More in Disaster-Prone Areas · gao.gov
- NAIC Releases First-of-Its-Kind National Analysis of Homeowners Insurance Market Trends · content.naic.org
- Intercontinental Exchange - ICE Mortgage Monitor: Property Insurance Costs Rise 8.7% Annually, but Rate of Growth Is Sharply Slowing · ir.theice.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
U.S. homeowners insurance premiums 2026 annual increase last 12 months causes rates industry data OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
2026 homeowners insurance market trends reinsurance catastrophe losses rebuilding costs United States OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |