Real ChatGPT answer · index seedxJdV17m6S7UcompleteFinance and banking · credit scores and repairinformational
Why does my bank say my credit score is 720 while the free app I use says it is 650? Which number are lenders looking at right now?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why does my bank say my credit score is 720 while the free app I use says it is 650? Which number are lenders looking at right now?
3 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
FICO vs VantageScore differences which scores lenders use mortgage auto credit card 2026 Google ↗
CFPB credit scores different scoring models lenders use FICO VantageScore Google ↗
myFICO mortgage lenders FICO scores credit bureau models current 2026 Google ↗
- Free Credit Scores Explained & How to Check · myfico.com
- Which Credit Score Is Most Important? · experian.com
- Credit Scores · fhfa.gov
- AnnualCreditReport.com · annualcreditreport.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO vs VantageScore differences which scores lenders use mortgage auto credit card 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB credit scores different scoring models lenders use FICO VantageScore OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
myFICO mortgage lenders FICO scores credit bureau models current 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |