How does a credit score of six hundred and twenty affect my options for FHA versus conventional loans today?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does a credit score of six hundred and twenty affect my options for FHA versus conventional loans today?
3 real searches · 1 real-search pass
2026 current FHA minimum credit score 580 3.5 percent down 500 10 percent HUD official 2026Google ↗
OBSERVED
2026 Fannie Mae conventional minimum credit score 620 removed minimum credit score Desktop Underwriter official 2025 2026Google ↗
OBSERVED
2026 Freddie Mac minimum credit score requirements 620 Loan Product Advisor officialGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
2026 current FHA minimum credit score 580 3.5 percent down 500 10 percent HUD official 2026 Google ↗
2026 Fannie Mae conventional minimum credit score 620 removed minimum credit score Desktop Underwriter official 2025 2026 Google ↗
2026 Freddie Mac minimum credit score requirements 620 Loan Product Advisor official Google ↗
- Federal Housing Administration · hud.gov
- General Requirements for Credit Scores · guide-selling.fanniemae.com
- Desktop Underwriter Credit Risk Assessment Updates · singlefamily.fanniemae.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 current FHA minimum credit score 580 3.5 percent down 500 10 percent HUD official 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
2026 Fannie Mae conventional minimum credit score 620 removed minimum credit score Desktop Underwriter official 2025 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
2026 Freddie Mac minimum credit score requirements 620 Loan Product Advisor official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |