Can you explain how to calculate my debt-to-income ratio because I have no idea what lenders are looking for?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you explain how to calculate my debt-to-income ratio because I have no idea what lenders are looking for?
1 real search · 1 real-search pass
CFPB debt-to-income ratio mortgage gross monthly income what counts monthly debt payments lender guidelinesGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
CFPB debt-to-income ratio mortgage gross monthly income what counts monthly debt payments lender guidelines Google ↗
- What is a debt-to-income ratio? · consumerfinance.gov
- DTI: Explaining debt-to-income ratio and why it matters · wellsfargo.com
- Debt-to-Income Ratios · selling-guide.fanniemae.com