Real ChatGPT answer · index seedxIcBKmxibc0completeReal estate · buying a homecommercial

My loan officer just asked for bank statements from the last three months, but I changed jobs recently—will this kill my mortgage approval today?

ChatGPTgpt-61 query11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
My loan officer just asked for bank statements from the last three months, but I changed jobs recently—will this kill my mortgage approval today?
1 real search · 1 real-search pass
Fannie Mae selling guide employment income recent job change same line of work mortgage underwriting bank statements large deposits 2026Google ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparisonConsequence100%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
Fannie Mae selling guide employment income recent job change same line of work mortgage underwriting bank statements large deposits 2026 Google ↗
  1. Standards for Employment-Related Income · selling-guide.fanniemae.com
  2. General Income Information · selling-guide.fanniemae.com
  3. Fannie Mae Selling Guide March 4, 2026 · singlefamily.fanniemae.com
  4. Standards for Employment and Income Documentation · selling-guide.fanniemae.com

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Fannie Mae selling guide employment income recent job change same line of work mortgage underwriting bank statements large deposits 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1