Real ChatGPT answer · index seedxHbvMyA43A8completeFinance and banking · credit scores and repairinformational
What specific factors do business credit scoring models look at compared to the personal FICO score I see on my banking apps?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What specific factors do business credit scoring models look at compared to the personal FICO score I see on my banking apps?
3 real searches · 1 real-search pass
Experian business credit score factors Intelliscore Plus payment history public records utilization company profile officialGoogle ↗
OBSERVEDReason
Dun & Bradstreet PAYDEX score factors payment experiences days beyond terms officialGoogle ↗
OBSERVEDReason
FICO personal score factors payment history amounts owed length credit history new credit credit mix officialGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Experian business credit score factors Intelliscore Plus payment history public records utilization company profile official Google ↗
Dun & Bradstreet PAYDEX score factors payment experiences days beyond terms official Google ↗
FICO personal score factors payment history amounts owed length credit history new credit credit mix official Google ↗
- Paydex Score Fact Sheet · dnb.com
- Understanding Your Business Credit Score · experian.com
- Common questions - Business Credit Reports and Scores from Experian · smallbusiness.experian.com
- Business Credit Score Advice · smallbusiness.experian.com
- Why Did My Business Credit Score Change? · experian.com
- What Small Business Owners Need to Know About Credit · myfico.com
- Creating A Strong Credit Profile · hud.gov
- SBA's business credit guidance · sba.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Experian business credit score factors Intelliscore Plus payment history public records utilization company profile official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Dun & Bradstreet PAYDEX score factors payment experiences days beyond terms official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
FICO personal score factors payment history amounts owed length credit history new credit credit mix official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |