Real ChatGPT answer · index seedxFl8EV8ygsMcompleteFinance and banking · retirement accountscomparison

Can I use a SoFi automated retirement planner for a spousal IRA contribution today, and how does it compare to picking my own stocks on Merrill Edge?

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can I use a SoFi automated retirement planner for a spousal IRA contribution today, and how does it compare to picking my own stocks on Merrill Edge?
3 real searches · 1 real-search pass
SoFi automated investing IRA fees portfolio management official 2026Google ↗
OBSERVED
Merrill Edge self-directed IRA stocks fees commissions official 2026Google ↗
OBSERVED
IRS 2026 IRA contribution limits spousal IRA compensation deadline 2026Google ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
SoFi automated investing IRA fees portfolio management official 2026 Google ↗
Merrill Edge self-directed IRA stocks fees commissions official 2026 Google ↗
IRS 2026 IRA contribution limits spousal IRA compensation deadline 2026 Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
SoFi automated investing IRA fees portfolio management official 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Merrill Edge self-directed IRA stocks fees commissions official 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
IRS 2026 IRA contribution limits spousal IRA compensation deadline 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1