Real ChatGPT answer · index seedxD8adxOEI2McompleteFinance and banking · credit scores and repairinformational
Is it better to keep my very first student credit card open forever even if it has an annual fee, just to maintain my average length of credit history?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it better to keep my very first student credit card open forever even if it has an annual fee, just to maintain my average length of credit history?
1 real search · 1 real-search pass
FICO closing a credit card account remains on credit report 10 years average age accounts utilization annual fee downgrade no annual feeGoogle ↗
OBSERVEDShort fact
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
FICO closing a credit card account remains on credit report 10 years average age accounts utilization annual fee downgrade no annual fee Google ↗
- Does it hurt my credit to close a credit card? · consumerfinance.gov
- How to Decide Whether It's Time to Close a Credit Card · myfico.com