How can I legally force a collection agency to stop calling my parents house about the credit card debt I racked up in school?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How can I legally force a collection agency to stop calling my parents house about the credit card debt I racked up in school?
3 real searches · 1 real-search pass
CFPB debt collector contact family members third parties FDCPA location information once debt collectionGoogle ↗
OBSERVEDConsequence
FTC Fair Debt Collection Practices Act third party contact family parents debt collectorGoogle ↗
OBSERVEDInstruction
New York debt collection regulations third party contact family members debt collector 23 NYCRR 1.6Google ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
CFPB debt collector contact family members third parties FDCPA location information once debt collection Google ↗
FTC Fair Debt Collection Practices Act third party contact family parents debt collector Google ↗
New York debt collection regulations third party contact family members debt collector 23 NYCRR 1.6 Google ↗
- Consumer Financial Protection Bureau · consumerfinance.gov
- FTC Report Fraud · reportfraud.ftc.gov
- Fair Debt Collection Practices Act · ftc.gov
- Fair Debt Collection Practices Act · ftc.gov
- How do I get a debt collector to stop calling or contacting me? · consumerfinance.gov
- New York Attorney General – Managing Debt Overload · ag.ny.gov
- Credit and Debt · dfs.ny.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB debt collector contact family members third parties FDCPA location information once debt collection OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
FTC Fair Debt Collection Practices Act third party contact family parents debt collector OBSERVED | Google ↗ AI Mode ↗ | — | Instruction | — | — | 1x of 1 | |
New York debt collection regulations third party contact family members debt collector 23 NYCRR 1.6 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |