Real ChatGPT answer · index seedx6xi9I6J2lAcompleteFinance and banking · credit scores and repairinformational
What happens to my credit utilization ratio if I request a credit limit increase on my primary household rewards card without spending any extra money?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What happens to my credit utilization ratio if I request a credit limit increase on my primary household rewards card without spending any extra money?
1 real search · 1 real-search pass
credit card credit limit increase hard inquiry soft inquiry credit utilization FICO official guidanceGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
credit card credit limit increase hard inquiry soft inquiry credit utilization FICO official guidance Google ↗
- How credit limit decreases can affect your score · myfico.com
- How FICO scores look at credit card limits · myfico.com
- When can a credit card company look at my credit reports? · consumerfinance.gov
- What is a credit inquiry? · consumerfinance.gov