Real ChatGPT answer · index seedx5Xr3q34A78completeFinance and banking · retirement accountsinformational

How are excess contributions to a traditional IRA taxed if they are not removed before the tax filing deadline, and can the penalty be carried forward to subsequent years

ChatGPTgpt-61 query10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How are excess contributions to a traditional IRA taxed if they are not removed before the tax filing deadline, and can the penalty be carried forward to subsequent years
1 real search · 1 real-search pass
IRS excess traditional IRA contributions 6% excise tax carry forward subsequent years Form 5329Google ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparisonConsequence100%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
IRS excess traditional IRA contributions 6% excise tax carry forward subsequent years Form 5329 Google ↗

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS excess traditional IRA contributions 6% excise tax carry forward subsequent years Form 5329
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1