As a single dad with a mortgage, what are the best individual supplemental disability insurance policies on the market right now that cover pre-existing mental health conditions?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
As a single dad with a mortgage, what are the best individual supplemental disability insurance policies on the market right now that cover pre-existing mental health conditions?
2 real searches · 1 real-search pass
2026 individual disability insurance mental health pre-existing condition exclusions mental nervous limitation policy insurer underwritingGoogle ↗
OBSERVEDReason
2026 individual disability insurance mental nervous disorders pre-existing conditions underwriting Guardian Principal MassMutual Ameritas The Standard policyGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 individual disability insurance mental health pre-existing condition exclusions mental nervous limitation policy insurer underwriting Google ↗
2026 individual disability insurance mental nervous disorders pre-existing conditions underwriting Guardian Principal MassMutual Ameritas The Standard policy Google ↗
- State of Disability Underwriting (2026) · seaworthy.io
- Disability Insurance Carriers · seaworthy.io
- Best Disability Insurance Companies 2026 · seaworthy.io
- Understanding Disability Insurance with Pre-Existing Conditions · guardianlife.com
- Individual Disability Insurance · standard.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 individual disability insurance mental health pre-existing condition exclusions mental nervous limitation policy insurer underwriting OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
2026 individual disability insurance mental nervous disorders pre-existing conditions underwriting Guardian Principal MassMutual Ameritas The Standard policy OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |