Can my bank charge me prepayment penalties if I refinance my mortgage within two years of buying the house in Indiana?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can my bank charge me prepayment penalties if I refinance my mortgage within two years of buying the house in Indiana?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Indiana law mortgage prepayment penalty refinance within two years mortgage loan statute Google ↗
CFPB mortgage prepayment penalty rules qualified mortgage first two years 2 percent Google ↗
- Indiana Code Title 24. Trade Regulation § 24-4.5-3-209 · codes.findlaw.com
- § 1026.43 Minimum standards for transactions secured by a dwelling. · consumerfinance.gov
- 15 U.S.C. § 1639c: Minimum standards for residential mortgage loans · uscode.house.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Indiana law mortgage prepayment penalty refinance within two years mortgage loan statute OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
CFPB mortgage prepayment penalty rules qualified mortgage first two years 2 percent OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |