Can you walk me through the steps to lock in a mortgage interest rate and explain what happens if rates drop right before my closing date?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you walk me through the steps to lock in a mortgage interest rate and explain what happens if rates drop right before my closing date?
1 real search · 1 real-search pass
CFPB mortgage rate lock how long rate lock float down option closing rate drops lender policyGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
CFPB mortgage rate lock how long rate lock float down option closing rate drops lender policy Google ↗
- What's a lock-in or a rate lock on a mortgage? · consumerfinance.gov
- What do I do if the rate or fees are different on my Closing Disclosure than they were on my Loan Estimate? · consumerfinance.gov
- Review loan estimates · consumerfinance.gov