Real ChatGPT answer · index seedx38HYiSHww4completeFinance and banking · credit scores and repairinformational
Is it true that checking my own credit score lowers it, or is that an old myth that retirees like me keep passing around to each other?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it true that checking my own credit score lowers it, or is that an old myth that retirees like me keep passing around to each other?
1 real search · 1 real-search pass
Does checking your own credit score lower it soft inquiry hard inquiry CFPB FICOGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
Does checking your own credit score lower it soft inquiry hard inquiry CFPB FICO Google ↗
- AnnualCreditReport.com · annualcreditreport.com
- Does requesting my credit report hurt my credit score? · consumerfinance.gov
- What is a credit inquiry? · consumerfinance.gov