Real ChatGPT answer · index seedx2T7oeCyEUUcompleteInsurance · health insurance planslocal

How do I calculate my expected out-of-pocket medical costs for the year when choosing between different health insurance plans in my twenties?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do I calculate my expected out-of-pocket medical costs for the year when choosing between different health insurance plans in my twenties?
2 real searches · 1 real-search pass
HealthCare.gov compare health insurance plans total yearly costs premiums deductible out-of-pocket maximum Summary of Benefits CoverageGoogle ↗
OBSERVEDComparison
CMS Summary of Benefits and Coverage glossary deductible copayment coinsurance out-of-pocket limitGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%ConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
HealthCare.gov compare health insurance plans total yearly costs premiums deductible out-of-pocket maximum Summary of Benefits Coverage Google ↗
CMS Summary of Benefits and Coverage glossary deductible copayment coinsurance out-of-pocket limit Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
HealthCare.gov compare health insurance plans total yearly costs premiums deductible out-of-pocket maximum Summary of Benefits Coverage
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
CMS Summary of Benefits and Coverage glossary deductible copayment coinsurance out-of-pocket limit
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1