What are the financial penalties if I accidentally overcontribute to our family health savings account this year based on current IRS limits?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the financial penalties if I accidentally overcontribute to our family health savings account this year based on current IRS limits?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
IRS 2026 HSA contribution limits family 8750 excess contributions 6% excise tax 2026 Google ↗
IRS Publication 969 excess contributions HSA withdraw due date tax return earnings 6% excise tax Google ↗
- Publication 969 (2025), Health Savings Accounts and Other Tax-Favored Health Plans · irs.gov
- Internal Revenue Bulletin: 2025-21 · irs.gov
- 26 U.S.C. § 4973: Tax on excess contributions to certain tax-favored accounts and annuities · uscode.house.gov
- 2025 Publication 969 · irs.gov
- Instructions for Form 5329 (2025) · irs.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS 2026 HSA contribution limits family 8750 excess contributions 6% excise tax 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
IRS Publication 969 excess contributions HSA withdraw due date tax return earnings 6% excise tax OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |