I am a recent college grad working in Nashville with three maxed out credit cards and a small tax debt, trying to find out if I can bundle everything into one personal loan to lower my monthly payments.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I am a recent college grad working in Nashville with three maxed out credit cards and a small tax debt, trying to find out if I can bundle everything into one personal loan to lower my monthly payments.
3 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
CFPB debt consolidation personal loan compare APR fees monthly payment credit card debt Google ↗
IRS payment plan interest penalties installment agreement 2026 official Google ↗
nonprofit credit counseling debt management plan NFCC how it works Google ↗
- IRS Online Payment Agreement · irs.gov
- NFCC nonprofit credit counseling · nfcc.org
- What is the difference between credit counseling and debt settlement, debt consolidation, or credit repair? · consumerfinance.gov
- What is credit counseling? · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB debt consolidation personal loan compare APR fees monthly payment credit card debt OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
IRS payment plan interest penalties installment agreement 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
nonprofit credit counseling debt management plan NFCC how it works OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |