Is it possible to use graduation gift money for a down payment, and what kind of paper trail do lenders require for it?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it possible to use graduation gift money for a down payment, and what kind of paper trail do lenders require for it?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae mortgage gift funds documentation donor gift letter transfer evidence large deposits bank statements selling guide Google ↗
FHA gift funds documentation gift letter donor evidence transfer borrower bank statement HUD handbook Google ↗
- Personal Gifts · selling-guide.fanniemae.com
- FHA Single Family Housing Policy Handbook · hud.gov
- FHA Single Family Housing Policy Handbook · hud.gov
- Depository Accounts · selling-guide.fanniemae.com
- FAQ: Top Trending Selling FAQs · singlefamily.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae mortgage gift funds documentation donor gift letter transfer evidence large deposits bank statements selling guide OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FHA gift funds documentation gift letter donor evidence transfer borrower bank statement HUD handbook OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |