When calculating debt to income for a car loan, should I include deferred student loans serviced by Aidvantage or Nelnet?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
When calculating debt to income for a car loan, should I include deferred student loans serviced by Aidvantage or Nelnet?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
auto loan debt to income ratio deferred student loans $0 payment lender underwriting monthly payment calculation Google ↗
consumer finance auto loan deferred student loans debt to income lender payment calculation Google ↗
- Monthly Debt Obligations · guide-selling.fanniemae.com
- How Student Loans Affect Your Debt-to-Income Ratio · experian.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
auto loan debt to income ratio deferred student loans $0 payment lender underwriting monthly payment calculation OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
consumer finance auto loan deferred student loans debt to income lender payment calculation OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |