My wife and I are arguing about whether extra principal payments are better than maxing out our Roth IRAs. Can you give us an objective financial comparison?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My wife and I are arguing about whether extra principal payments are better than maxing out our Roth IRAs. Can you give us an objective financial comparison?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS 2026 Roth IRA contribution limit income phase out 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
mortgage extra principal versus investing Roth IRA comparison mortgage interest tax deduction IRS qualified Roth IRA withdrawals official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |