Real ChatGPT answer · index seedwrMVw9Kwi18completeFinance and banking · mortgagesbrand

What is the policy at Chase regarding the inclusion of restricted stock units and stock options when calculating qualifying income for a high-value mortgage?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What is the policy at Chase regarding the inclusion of restricted stock units and stock options when calculating qualifying income for a high-value mortgage?
2 real searches · 1 real-search pass
JPMorgan Chase mortgage guidelines restricted stock units stock options qualifying income jumbo mortgage 2026Google ↗
OBSERVEDReason
Chase mortgage restricted stock units stock options qualifying income jumbo mortgage underwriting policy RSUGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%ConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
JPMorgan Chase mortgage guidelines restricted stock units stock options qualifying income jumbo mortgage 2026 Google ↗
Chase mortgage restricted stock units stock options qualifying income jumbo mortgage underwriting policy RSU Google ↗
  1. Chase Lending Criteria Notice · chase.com
  2. Qualifying For A Jumbo Loan: Limits and Requirements · chase.com
  3. Restricted Stock Units and Restricted Stock Employment Income · selling-guide.fanniemae.com
  4. Jumbo Elite Program · homebridgewholesale.com
  5. Chase Home Lending Advisor · homelendingadvisor.chase.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
JPMorgan Chase mortgage guidelines restricted stock units stock options qualifying income jumbo mortgage 2026
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Chase mortgage restricted stock units stock options qualifying income jumbo mortgage underwriting policy RSU
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1