What are the best strategies and financial planning tools for managing COBRA health insurance premiums while stretching a lump sum severance payment for a family of three
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the best strategies and financial planning tools for managing COBRA health insurance premiums while stretching a lump sum severance payment for a family of three
4 real searches · 1 real-search pass
2026 COBRA continuation coverage 60 day election 102 percent Department of LaborGoogle ↗
OBSERVEDComparison
2026 Health Insurance Marketplace special enrollment loss of job coverage premium tax credit household income severanceGoogle ↗
OBSERVEDConsequence
HealthCare.gov COBRA vs Marketplace coverage employer coverage ends special enrollment periodGoogle ↗
OBSERVEDComparison
IRS premium tax credit household income severance unemployment 2026Google ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (4)
Classes come from the query-classifier (a local Laya model). 2 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT4 real searches · gpt-6
2026 COBRA continuation coverage 60 day election 102 percent Department of Labor Google ↗
2026 Health Insurance Marketplace special enrollment loss of job coverage premium tax credit household income severance Google ↗
HealthCare.gov COBRA vs Marketplace coverage employer coverage ends special enrollment period Google ↗
IRS premium tax credit household income severance unemployment 2026 Google ↗
- Questions and answers on the Premium Tax Credit · irs.gov
- Your Texas Benefits · yourtexasbenefits.com
- YNAB website · ynab.com
- Monarch Money website · monarchmoney.com
- Tiller website · tiller.com
- HealthCare.gov · healthcare.gov
Queries
4 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 COBRA continuation coverage 60 day election 102 percent Department of Labor OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
2026 Health Insurance Marketplace special enrollment loss of job coverage premium tax credit household income severance OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
HealthCare.gov COBRA vs Marketplace coverage employer coverage ends special enrollment period OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
IRS premium tax credit household income severance unemployment 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |