Is an FHA loan or a conventional loan easier to get approved for if my credit score is around 640?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is an FHA loan or a conventional loan easier to get approved for if my credit score is around 640?
1 real search · 1 real-search pass
FHA minimum credit score 580 3.5% down official HUD conventional 620 credit score Fannie Mae eligibility 2026Google ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
FHA minimum credit score 580 3.5% down official HUD conventional 620 credit score Fannie Mae eligibility 2026 Google ↗
- FHA Vs. Conventional Loans: What's The Difference? · bankrate.com
- General Requirements for Credit Scores · selling-guide.fanniemae.com
- Federal Housing Administration · hud.gov