Real ChatGPT answer · index seedwoOZPwhp4v8completeParenting and family · family financesinformational

What is the current APY on a Capital One 360 savings account and is it the best place to park our emergency fund right now?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What is the current APY on a Capital One 360 savings account and is it the best place to park our emergency fund right now?
2 real searches · 1 real-search pass
Capital One 360 Performance Savings current APY November 2026 official rateGoogle ↗
OBSERVEDOther / navigational
best high yield savings account APY November 2026 FDIC insured rates official banksGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%Comparison50%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Capital One 360 Performance Savings current APY November 2026 official rate Google ↗
best high yield savings account APY November 2026 FDIC insured rates official banks Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Capital One 360 Performance Savings current APY November 2026 official rate
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
best high yield savings account APY November 2026 FDIC insured rates official banks
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1