Real ChatGPT answer · index seedwmsYmXsfXyMcompleteInsurance · auto insurancebrand

Why is California auto insurance so expensive right now and which companies are still accepting new policy applications today?

ChatGPTgpt-63 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Why is California auto insurance so expensive right now and which companies are still accepting new policy applications today?
3 real searches · 1 real-search pass
California auto insurance 2026 why premiums rising insurers accepting new customers October 2026 California new policiesGoogle ↗
OBSERVEDConsequence
California Department of Insurance auto insurance companies new business moratorium accepting applications California 2026Google ↗
OBSERVEDConsequence
California auto insurance market availability insurers writing new policies 2026 State Farm GEICO Progressive Mercury AAAGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparison33%Consequence67%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
California auto insurance 2026 why premiums rising insurers accepting new customers October 2026 California new policies Google ↗
California Department of Insurance auto insurance companies new business moratorium accepting applications California 2026 Google ↗
California auto insurance market availability insurers writing new policies 2026 State Farm GEICO Progressive Mercury AAA Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
California auto insurance 2026 why premiums rising insurers accepting new customers October 2026 California new policies
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
California Department of Insurance auto insurance companies new business moratorium accepting applications California 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
California auto insurance market availability insurers writing new policies 2026 State Farm GEICO Progressive Mercury AAA
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1