Real ChatGPT answer · index seedwmgOT4dMqMgcompleteFinance and banking · credit scores and repaircommercial
What are the current industry benchmarks for how many points a credit repair company can realistically raise your score in ninety days
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the current industry benchmarks for how many points a credit repair company can realistically raise your score in ninety days
3 real searches · 1 real-search pass
2026 credit repair industry realistic credit score increase 90 days benchmark CFPB FTC credit repair claimsGoogle ↗
OBSERVEDComparison
FICO credit score factors utilization payment history official score changes credit report disputes timeline 30 daysGoogle ↗
OBSERVEDReason
FTC credit repair organizations cannot guarantee results upfront fees Credit Repair Organizations ActGoogle ↗
OBSERVEDShort fact
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 credit repair industry realistic credit score increase 90 days benchmark CFPB FTC credit repair claims Google ↗
FICO credit score factors utilization payment history official score changes credit report disputes timeline 30 days Google ↗
FTC credit repair organizations cannot guarantee results upfront fees Credit Repair Organizations Act Google ↗
- HOW MUCH DO SCORES CHANGE? · experian.com
- How long does it take to repair an error on a credit report? · consumerfinance.gov
- How to avoid credit repair service scams · consumerfinance.gov
- How can I tell a credit repair scam from a reputable credit counselor? · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 credit repair industry realistic credit score increase 90 days benchmark CFPB FTC credit repair claims OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
FICO credit score factors utilization payment history official score changes credit report disputes timeline 30 days OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
FTC credit repair organizations cannot guarantee results upfront fees Credit Repair Organizations Act OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 |