What do online forums say about comparing umbrella insurance claim payouts when a roommate causes a major car accident on campus
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What do online forums say about comparing umbrella insurance claim payouts when a roommate causes a major car accident on campus
6 real searches · 1 real-search pass
Reddit umbrella insurance roommate causes car accident liability coverage claim payout household resident relative roommate auto accidentGoogle ↗
OBSERVEDReason
insurance forum umbrella policy roommate car accident campus accident liability limits claim settlementGoogle ↗
OBSERVEDReason
Reddit forums umbrella insurance roommate car accident umbrella policy coverage roommate auto accident claim payoutGoogle ↗
OBSERVEDReason
Reddit personal umbrella insurance car accident claim settlement policy limits excess liability auto accidentGoogle ↗
OBSERVEDComparison
insurance forum roommate borrowed car accident umbrella policy household resident coverageGoogle ↗
OBSERVEDReason
college campus car accident roommate liability vehicle owner negligent entrustment insurance forumGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (6)
Classes come from the query-classifier (a local Laya model). 5 of 6 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT6 real searches · gpt-6
Reddit umbrella insurance roommate causes car accident liability coverage claim payout household resident relative roommate auto accident Google ↗
insurance forum umbrella policy roommate car accident campus accident liability limits claim settlement Google ↗
Reddit forums umbrella insurance roommate car accident umbrella policy coverage roommate auto accident claim payout Google ↗
Reddit personal umbrella insurance car accident claim settlement policy limits excess liability auto accident Google ↗
insurance forum roommate borrowed car accident umbrella policy household resident coverage Google ↗
college campus car accident roommate liability vehicle owner negligent entrustment insurance forum Google ↗
- Reddit: Umbrella policy while living with a roommate · reddit.com
- Reddit: Roommate totaled my car · reddit.com
- College Confidential: Son wrecked roommate's car · talk.collegeconfidential.com
- Reddit: Crashed roommate's car · reddit.com
- What’s an Umbrella Policy? · content.naic.org
- Personal Umbrella and Excess Liability Insurance · mass.gov
- Who is Covered By a Personal Umbrella Policy? · allstate.com
- Personal Umbrella Policy FAQs · allstate.com
- Personal Automobile Insurance Overview | Consumer Services · myfloridacfo.com
- Personal Automobile Insurance Overview | Consumer Services · myfloridacfo.com
Semantic map
Every query placed by meaning (EmbeddingGemma 2, 256-d). Shaded regions are topics, nearby points are near-paraphrases, and a circle's size is how often the query came back.
Colour
SimulatedReal search
Hover a query to see its counterpart · zoom with Ctrl/⌘ + scroll, a pinch, double-click or +
Queries
6 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Reddit umbrella insurance roommate causes car accident liability coverage claim payout household resident relative roommate auto accident OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
insurance forum umbrella policy roommate car accident campus accident liability limits claim settlement OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Reddit forums umbrella insurance roommate car accident umbrella policy coverage roommate auto accident claim payout OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Reddit personal umbrella insurance car accident claim settlement policy limits excess liability auto accident OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
insurance forum roommate borrowed car accident umbrella policy household resident coverage OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
college campus car accident roommate liability vehicle owner negligent entrustment insurance forum OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |