We have two kids and need to decide if a fixed rate or an adjustable rate mortgage makes more sense for our household budget right now.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
We have two kids and need to decide if a fixed rate or an adjustable rate mortgage makes more sense for our household budget right now.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
October 2026 current US 30-year fixed mortgage rate 5/1 ARM average rates Freddie Mac MBA Google ↗
Consumer Financial Protection Bureau adjustable rate mortgage how rate caps payment changes budgeting Google ↗
- Mortgage Rates · freddiemac.com
- MBA Mortgage Rates · mortgagenewsdaily.com
- What is the difference between a fixed-rate and adjustable-rate mortgage (ARM) loan? · consumerfinance.gov
- What are rate caps with an adjustable-rate mortgage (ARM), and how do they work? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
October 2026 current US 30-year fixed mortgage rate 5/1 ARM average rates Freddie Mac MBA OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Consumer Financial Protection Bureau adjustable rate mortgage how rate caps payment changes budgeting OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |