Real ChatGPT answer · index seedwjwg6QuJyZEcompleteFinance and banking · credit scores and repairlocal
How do Kansas City lenders view authorized user trade lines on credit reports when calculating debt to income and credit utilization ratios for conventional mortgages?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do Kansas City lenders view authorized user trade lines on credit reports when calculating debt to income and credit utilization ratios for conventional mortgages?
3 real searches · 1 real-search pass
Fannie Mae selling guide authorized user tradelines debt-to-income ratio revolving account authorized user mortgageGoogle ↗
OBSERVED
Freddie Mac guide authorized user tradeline debt payment debt-to-income mortgageGoogle ↗
OBSERVED
Kansas City mortgage lender authorized user tradelines conventional mortgage underwriting DTI utilizationGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Fannie Mae selling guide authorized user tradelines debt-to-income ratio revolving account authorized user mortgage Google ↗
Freddie Mac guide authorized user tradeline debt payment debt-to-income mortgage Google ↗
Kansas City mortgage lender authorized user tradelines conventional mortgage underwriting DTI utilization Google ↗
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae selling guide authorized user tradelines debt-to-income ratio revolving account authorized user mortgage OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Freddie Mac guide authorized user tradeline debt payment debt-to-income mortgage OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Kansas City mortgage lender authorized user tradelines conventional mortgage underwriting DTI utilization OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |