Real ChatGPT answer · index seedwjdYPcB8yDYcompleteFinance and banking · checking and savings accountshowto

Is a high yield savings account at an online only bank safer than a traditional brick and mortar savings account?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is a high yield savings account at an online only bank safer than a traditional brick and mortar savings account?
2 real searches · 1 real-search pass
FDIC deposit insurance $250,000 per depositor per insured bank ownership category online banks officialGoogle ↗
OBSERVEDOther / navigational
NCUA share insurance credit unions $250,000 officialGoogle ↗
OBSERVEDDefinition

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%ComparisonConsequenceReasonDefinition50%InstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
FDIC deposit insurance $250,000 per depositor per insured bank ownership category online banks official Google ↗
NCUA share insurance credit unions $250,000 official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FDIC deposit insurance $250,000 per depositor per insured bank ownership category online banks official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
NCUA share insurance credit unions $250,000 official
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1