Can an HR department legally alter my group disability insurance definition of disability during my annual open enrollment period in Missouri?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can an HR department legally alter my group disability insurance definition of disability during my annual open enrollment period in Missouri?
3 real searches · 1 real-search pass
Missouri group disability insurance employer change definition of disability open enrollment ERISA plan amendment notice certificate of coverageGoogle ↗
OBSERVEDConsequence
ERISA employer reserved right amend welfare benefit plan disability insurance summary plan description notice material modifications 60 daysGoogle ↗
OBSERVEDConsequence
Missouri insurance law group disability policy certificate amendments insurer policy terms employerGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Missouri group disability insurance employer change definition of disability open enrollment ERISA plan amendment notice certificate of coverage Google ↗
ERISA employer reserved right amend welfare benefit plan disability insurance summary plan description notice material modifications 60 days Google ↗
Missouri insurance law group disability policy certificate amendments insurer policy terms employer Google ↗
- Missouri Secretary of State: Code of State Regulations · s1.sos.mo.gov
- 20 CSR 400-2.060 - Policy Approval Criteria | State Regulations | US Law · law.cornell.edu
- U.S.C. Title 29 · govinfo.gov
- elaws · webapps.dol.gov
- Missouri Department of Commerce and Insurance · insurance.mo.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Missouri group disability insurance employer change definition of disability open enrollment ERISA plan amendment notice certificate of coverage OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
ERISA employer reserved right amend welfare benefit plan disability insurance summary plan description notice material modifications 60 days OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Missouri insurance law group disability policy certificate amendments insurer policy terms employer OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |