Real ChatGPT answer · index seedwaly1o5CqfMcompleteFinance and banking · checking and savings accountscommercial
Which savings accounts currently have the highest interest rates and are they safe to use if I am worried about bank failures?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Which savings accounts currently have the highest interest rates and are they safe to use if I am worried about bank failures?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
highest high-yield savings account rates October 2026 US APY bank savings accounts Google ↗
FDIC deposit insurance limit $250,000 per depositor per insured bank ownership category pass-through fintech deposits official FDIC Google ↗
- Best High-Yield Savings Accounts Of October 2026 - Up to 4.35% · bankrate.com
- Best High-Yield Savings Accounts of October 2026: Up to 5% · nerdwallet.com
- Best High-Yield Savings Accounts of October 2026: Up to 5% · nerdwallet.com
- Deposit Insurance At A Glance · fdic.gov
- Deposit Insurance FAQs · fdic.gov
- Understanding Deposit Insurance · fdic.gov
- Your Insured Deposits April 1, 2024 · fdic.gov
- FDIC BankFind database · banks.data.fdic.gov
- Your Insured Deposits · fdic.gov
- View account · capitalone.com
- View account · marcus.com
- View account · cit.com
- View bank · everbank.com
- TreasuryDirect · treasurydirect.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
highest high-yield savings account rates October 2026 US APY bank savings accounts OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
FDIC deposit insurance limit $250,000 per depositor per insured bank ownership category pass-through fintech deposits official FDIC OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 |