I was just hit by sudden layoffs at PayPal and I need to figure out whether to drain my Roth IRA or take out a hardship loan to survive the next three months.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I was just hit by sudden layoffs at PayPal and I need to figure out whether to drain my Roth IRA or take out a hardship loan to survive the next three months.
3 real searches · 1 real-search pass
IRS Roth IRA distributions ordering rules contributions conversions earnings 2026 Publication 590-BGoogle ↗
OBSERVEDReason
Department of Labor 401k loan termination employment repayment plan loan offset hardship distribution rulesGoogle ↗
OBSERVEDReason
Florida unemployment benefits apply Reemployment Assistance 2026 officialGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
IRS Roth IRA distributions ordering rules contributions conversions earnings 2026 Publication 590-B Google ↗
Department of Labor 401k loan termination employment repayment plan loan offset hardship distribution rules Google ↗
Florida unemployment benefits apply Reemployment Assistance 2026 official Google ↗
- Retirement Topics Loans · irs.gov
- FAQs about Retirement Plans and ERISA · dol.gov
- Retirement topics - Hardship distributions · irs.gov
- Retirement plans FAQs regarding hardship distributions · irs.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS Roth IRA distributions ordering rules contributions conversions earnings 2026 Publication 590-B OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Department of Labor 401k loan termination employment repayment plan loan offset hardship distribution rules OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Florida unemployment benefits apply Reemployment Assistance 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |