What asset protection strategies exist to shield our life savings from nursing home costs without breaking federal lookback period rules?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What asset protection strategies exist to shield our life savings from nursing home costs without breaking federal lookback period rules?
3 real searches · 1 real-search pass
California Medi-Cal long term care asset limits 2026 estate recovery lookback 30 months 2025 official DHCSGoogle ↗
OBSERVEDReason
Medicaid federal 60 month lookback transfer penalty nursing facility official CMSGoogle ↗
OBSERVEDOther / navigational
California Medi-Cal long term care asset protection trust home exemption estate recovery official DHCSGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
California Medi-Cal long term care asset limits 2026 estate recovery lookback 30 months 2025 official DHCS Google ↗
Medicaid federal 60 month lookback transfer penalty nursing facility official CMS Google ↗
California Medi-Cal long term care asset protection trust home exemption estate recovery official DHCS Google ↗
- BYB2020 · dhcs.ca.gov
- Asset Limit Frequently Asked Questions · dhcs.ca.gov
- Help · dhcs.ca.gov
- 25-18 · dhcs.ca.gov
- 42 U.S.C. § 1396p: Liens, adjustments and recoveries, and transfers of assets · uscode.house.gov
- California DHCS Estate Recovery information · dhcs.ca.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
California Medi-Cal long term care asset limits 2026 estate recovery lookback 30 months 2025 official DHCS OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Medicaid federal 60 month lookback transfer penalty nursing facility official CMS OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
California Medi-Cal long term care asset protection trust home exemption estate recovery official DHCS OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |