Why are smoker life insurance rates so much higher even for people who only vape or use e-cigarettes?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why are smoker life insurance rates so much higher even for people who only vape or use e-cigarettes?
1 real search · 1 real-search pass
life insurance vaping e-cigarettes smoker rates underwriting nicotine cotinine classification insurerGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
life insurance vaping e-cigarettes smoker rates underwriting nicotine cotinine classification insurer Google ↗
- Implications for underwriting · swissre.com
- Life Insurance for Vapers · policygenius.com
- Life insurance for smokers · legalandgeneral.com
- Smoker/Non-Smoker Guidelines · docs.crumplifeinsurance.com
- Underwriting Guidelines · pinneyinsurance.com
- Cheap Life Insurance for Smokers · valuepenguin.com
- Avoid Smoker Rates With Nicotine · lifestein.com
- Why Do Life Insurance Companies Test for Nicotine · ethos.com
- The truth about life insurance & smoking · johnhancock.com
- Vaping and Life Insurance: What You Should Know · moneygeek.com