How do Metro by T-Mobile phone payment plans affect your credit score if you are a recent college graduate trying to build credit
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do Metro by T-Mobile phone payment plans affect your credit score if you are a recent college graduate trying to build credit
3 real searches · 1 real-search pass
Metro by T-Mobile phone financing payment plan credit reporting SmartPay credit bureaus officialGoogle ↗
OBSERVEDOther / navigational
Metro by T-Mobile financing phone payments credit score does Metro report payment historyGoogle ↗
OBSERVEDReason
SmartPay lease to own credit reporting payment history credit bureaus officialGoogle ↗
OBSERVEDShort fact
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Metro by T-Mobile phone financing payment plan credit reporting SmartPay credit bureaus official Google ↗
Metro by T-Mobile financing phone payments credit score does Metro report payment history Google ↗
SmartPay lease to own credit reporting payment history credit bureaus official Google ↗
- Cell Phone & Device Financing with Affirm · metrobyt-mobile.com
- Cell Phone & Device Financing with Affirm · metrobyt-mobile.com
- Affirm expands credit reporting with TransUnion to all pay-over-time products | Affirm Holdings, Inc. · investors.affirm.com
- People deserve credit for managing their money responsibly | Affirm Holdings, Inc. · investors.affirm.com
- Paying on time should count | Affirm Holdings, Inc. · investors.affirm.com
- Buy Now, Pay Later · transunion.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Metro by T-Mobile phone financing payment plan credit reporting SmartPay credit bureaus official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Metro by T-Mobile financing phone payments credit score does Metro report payment history OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
SmartPay lease to own credit reporting payment history credit bureaus official OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 |