How do underwriting standards for debt-to-income ratios differ between traditional big banks and online lenders when reviewing a mortgage application for a self-employed graphic designer?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do underwriting standards for debt-to-income ratios differ between traditional big banks and online lenders when reviewing a mortgage application for a self-employed graphic designer?
3 real searches · 1 real-search pass
Fannie Mae debt-to-income ratio maximum 50% self employed income documentation Selling Guide 2026Google ↗
OBSERVED
Freddie Mac debt-to-income ratio maximum 50% self employed mortgage income documentation guideGoogle ↗
OBSERVED
CFPB compare mortgage lenders bank online lender underwriting debt to income overlaysGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Fannie Mae debt-to-income ratio maximum 50% self employed income documentation Selling Guide 2026 Google ↗
Freddie Mac debt-to-income ratio maximum 50% self employed mortgage income documentation guide Google ↗
CFPB compare mortgage lenders bank online lender underwriting debt to income overlays Google ↗
- Debt-to-Income Ratios · selling-guide.fanniemae.com
- Underwriting Factors and Documentation for a Self-Employed Borrower · selling-guide.fanniemae.com
- Selling Guide · singlefamily.fanniemae.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae debt-to-income ratio maximum 50% self employed income documentation Selling Guide 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Freddie Mac debt-to-income ratio maximum 50% self employed mortgage income documentation guide OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB compare mortgage lenders bank online lender underwriting debt to income overlays OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |