How does the IRMAA calculation handle one-time capital gains from selling our home when determining Medicare premium surcharges for retirees?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does the IRMAA calculation handle one-time capital gains from selling our home when determining Medicare premium surcharges for retirees?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Medicare IRMAA home sale capital gains taxable gain two years prior MAGI SSA official Google ↗
IRS Publication 523 home sale exclusion 250000 500000 capital gain official Google ↗
- SSA Handbook § 2504 · ssa.gov
- SSA Handbook § 2501 · ssa.gov
- SSA - POMS: HI 01194.125 - IRMAA Annual Verification Reconsideration Affirmation Notice (Notice Type 690) · secure.ssa.gov
- Medicare Part B: Enrollment and Premiums · congress.gov
- Publication 523 (2025), Selling Your Home · irs.gov
- Topic no. 701, Sale of your home · irs.gov
- SSA - POMS: HI 01120.001 - Overview of New Initial Determinations on the Income-Related Monthly Adjustment Amount (IRMAA) Using Beneficiary Provided Information · secure.ssa.gov
- SSA - POMS: HI 01120.005 - Life Changing Events · secure.ssa.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Medicare IRMAA home sale capital gains taxable gain two years prior MAGI SSA official OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
IRS Publication 523 home sale exclusion 250000 500000 capital gain official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |