How does checking prequalification impact mortgage readiness if I test rates with both Marcus and Prosper within a fourteen-day window?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does checking prequalification impact mortgage readiness if I test rates with both Marcus and Prosper within a fourteen-day window?
3 real searches · 1 real-search pass
Marcus personal loan prequalification soft credit inquiry hard inquiry policy 2026Google ↗
OBSERVED
Prosper personal loan prequalification soft credit inquiry hard inquiry policy 2026Google ↗
OBSERVED
FICO mortgage rate shopping inquiry window 14 days 45 days mortgage inquiries personal loansGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Marcus personal loan prequalification soft credit inquiry hard inquiry policy 2026 Google ↗
Prosper personal loan prequalification soft credit inquiry hard inquiry policy 2026 Google ↗
FICO mortgage rate shopping inquiry window 14 days 45 days mortgage inquiries personal loans Google ↗
- Personal Loans · prosper.com
- The Timing of Hard Credit Inquiries: When and Why They Matter · myfico.com
- What kind of credit inquiry has no effect on my credit score? · consumerfinance.gov
- How to Rate Shop and Minimize the Impact to Your FICO® Scores · myfico.com
- What happens when a mortgage lender checks my credit? · consumerfinance.gov
- Understanding FICO Scores · myfico.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Marcus personal loan prequalification soft credit inquiry hard inquiry policy 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Prosper personal loan prequalification soft credit inquiry hard inquiry policy 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FICO mortgage rate shopping inquiry window 14 days 45 days mortgage inquiries personal loans OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |