What are the negative long-term financial consequences of closing a credit card that has no annual fee versus one with a high yearly cost?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the negative long-term financial consequences of closing a credit card that has no annual fee versus one with a high yearly cost?
1 real search · 1 real-search pass
credit score impact closing credit card account utilization account age FICO official CFPBGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
credit score impact closing credit card account utilization account age FICO official CFPB Google ↗
- Does Closing a Credit Card Boost Your FICO Score? · myfico.com
- Why Did My Credit Score Drop? · experian.com
- Does it hurt my credit to close a credit card? · consumerfinance.gov
- Is Closing a Credit Card Bad? · citi.com
- How credit limit decreases can affect your score · myfico.com