Real ChatGPT answer · index seedw41kM268ONYcompleteFinance and banking · checking and savings accountsinformational

Do credit unions run a hard inquiry or soft credit pull when you apply for a basic savings account because I cannot afford a drop in my score right now.

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Do credit unions run a hard inquiry or soft credit pull when you apply for a basic savings account because I cannot afford a drop in my score right now.
2 real searches · 1 real-search pass
Do credit unions check credit hard inquiry when opening basic savings account soft pull ChexSystems CFPBGoogle ↗
OBSERVED
credit union savings account application hard credit inquiry official FAQ savings accountGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
Do credit unions check credit hard inquiry when opening basic savings account soft pull ChexSystems CFPB Google ↗
credit union savings account application hard credit inquiry official FAQ savings account Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Do credit unions check credit hard inquiry when opening basic savings account soft pull ChexSystems CFPB
OBSERVED
Google ↗
AI Mode ↗
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of 1
credit union savings account application hard credit inquiry official FAQ savings account
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1