Earnest pre-qualified me for a lower rate but now my payoff quote is higher, why did this happen and how do I dispute it?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Earnest pre-qualified me for a lower rate but now my payoff quote is higher, why did this happen and how do I dispute it?
3 real searches · 1 real-search pass
Earnest prequalified rate final rate changed payoff quote student loan refinance rate estimate official FAQGoogle ↗
OBSERVED
Earnest student loan refinance payoff quote accrued interest payoff amount officialGoogle ↗
OBSERVED
CFPB dispute loan balance payoff amount inaccurate interest lender complaintGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Earnest prequalified rate final rate changed payoff quote student loan refinance rate estimate official FAQ Google ↗
Earnest student loan refinance payoff quote accrued interest payoff amount official Google ↗
CFPB dispute loan balance payoff amount inaccurate interest lender complaint Google ↗
- What Makes Refinancing My Student Loans With Earnest Different From Other Refinancing or Consolidation Options? · help.earnest.com
- Why is my Interest Rate Different on the Loan Agreement? · help.earnest.com
- Where can I file a financial aid or student loan complaint? · consumerfinance.gov
- Learn how the complaint process works · consumerfinance.gov
- Consumer complaint form product and issue options · files.consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Earnest prequalified rate final rate changed payoff quote student loan refinance rate estimate official FAQ OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Earnest student loan refinance payoff quote accrued interest payoff amount official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB dispute loan balance payoff amount inaccurate interest lender complaint OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |