Real ChatGPT answer · index seedw1j7u6YuzSocompleteFinance and banking · checking and savings accountsbrand

Can you explain why my credit score dropped a few points after I applied for a new savings account, or was that just a hard pull?

ChatGPTgpt-61 query10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can you explain why my credit score dropped a few points after I applied for a new savings account, or was that just a hard pull?
1 real search · 1 real-search pass
Do savings account applications cause hard credit inquiries ChexSystems soft inquiry credit score CFPBGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 1 queries…

Searches and sources

ChatGPT1 real searches · gpt-6
Do savings account applications cause hard credit inquiries ChexSystems soft inquiry credit score CFPB Google ↗
  1. AnnualCreditReport.com · annualcreditreport.com

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Do savings account applications cause hard credit inquiries ChexSystems soft inquiry credit score CFPB
OBSERVED
Google ↗
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