Real ChatGPT answer · index seedw129SxjHdsocompleteFinance and banking · checking and savings accountslocal
Can a past negative balance reported to ChexSystems from five years ago legally prevent me from opening a basic checking account in Pennsylvania today
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can a past negative balance reported to ChexSystems from five years ago legally prevent me from opening a basic checking account in Pennsylvania today
3 real searches · 1 real-search pass
ChexSystems how long information remains in file five years official consumer reportGoogle ↗
OBSERVED
FTC Fair Credit Reporting Act seven years adverse action bank account denial ChexSystemsGoogle ↗
OBSERVED
Pennsylvania law bank deny checking account ChexSystems basic banking account lawGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
ChexSystems how long information remains in file five years official consumer report Google ↗
FTC Fair Credit Reporting Act seven years adverse action bank account denial ChexSystems Google ↗
Pennsylvania law bank deny checking account ChexSystems basic banking account law Google ↗
- Can a bank refuse to let me open a checking account? · www2.helpwithmybank.gov
- Why was I denied a checking account? · consumerfinance.gov
- How do I get a copy of my checking account consumer report? · consumerfinance.gov
- How do I dispute an error on my checking account consumer report? · consumerfinance.gov
- ChexSystems · chexsystems.com
- Second-chance banking · consumerfinance.gov
- How long does negative information stay on ChexSystems & EWS reports? · www2.helpwithmybank.gov
- 15 U.S.C. § 1681c: Requirements relating to information contained in consumer reports · uscode.house.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
ChexSystems how long information remains in file five years official consumer report OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FTC Fair Credit Reporting Act seven years adverse action bank account denial ChexSystems OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Pennsylvania law bank deny checking account ChexSystems basic banking account law OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |