Real ChatGPT answer · index seedw0uXCfBv9PccompleteFinance and banking · small business bankinglocal
What steps do I need to take right now to dispute a fraudulent withdrawal from my small business checking account and get provisional credit issued today?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What steps do I need to take right now to dispute a fraudulent withdrawal from my small business checking account and get provisional credit issued today?
2 real searches · 1 real-search pass
2026 U.S. business checking account unauthorized ACH withdrawal fraud dispute provisional credit bank deadlines Regulation E business accounts CFPB OCC Nacha rulesGoogle ↗
OBSERVEDReason
Nacha unauthorized business ACH debit return deadline 24 hours settlement banking day corporate accountGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 U.S. business checking account unauthorized ACH withdrawal fraud dispute provisional credit bank deadlines Regulation E business accounts CFPB OCC Nacha rules Google ↗
Nacha unauthorized business ACH debit return deadline 24 hours settlement banking day corporate account Google ↗
- Limitation on Warranty Claims · nacha.org
- ACH Best Practices · southstatebank.com
- How do I get my money back after I discover an unauthorized transaction or money missing from my bank account? · consumerfinance.gov
- § 1005.11 Procedures for resolving errors. · consumerfinance.gov
- My account contains an error due to an EFT. What should I do? · helpwithmybank.gov
- Office of the Comptroller of the Currency · helpwithmybank.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 U.S. business checking account unauthorized ACH withdrawal fraud dispute provisional credit bank deadlines Regulation E business accounts CFPB OCC Nacha rules OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Nacha unauthorized business ACH debit return deadline 24 hours settlement banking day corporate account OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |